Real-time credit card processing allows your web order pages to immediately submit your customer’s credit card information via the Internet to your merchant account bank for authorization. Real-time authorization is useful if you anticipate a large volume of online transactions or wish to provide your customer with immediate access to your product or service. Example: Selling a piece of software that a customer can download immediately after their credit card has been authorized in ‘Real time’. Real-time credit card processing functionality can involve additional costs beyond standard processing which include: additional service fees from your merchant account provider bank, additional software requirements for real-time processing, customized ordering pages created for your web site and/or web server payment gateway software configuration and setup. Some careful research and planning is recommended before launching a Real-time payment system on your web site to determine the total costs and your expected return on investment.